Membership Criteria

To share in the Options group insurance plan and to ensure we provide our members with the best possible rates, we need to verify that Options drivers meet certain membership criteria.

Members must be/have:
  1. Minimum 25 years of age
  2. Minimum 3 years driving experience (including G1 and G2 experience)
  3. Valid Ontario “G” class licence
  4. No at-fault accidents or major/criminal convictions in the last 3 years
  5. At most 2 minor violations in the last 3 years
In order to keep our insurance company happy and to share in our group insurance plan, Options drivers need to have good driving records. This is evaluated during the application process and each year thereafter.